A Payday Advance Loan Takes the Hassle Out of Borrowing Money
You’re careful with your money. You keep good records and balance your checkbook regularly. You’re conscientious about paying your bills on time and you even try to set aside some money for savings when your budget allows. Still, sometimes things go wrong and you need a little boost to get you through to the next pay period. When these emergencies happen, it’s time to apply for a payday advance.
Just what exactly is a payday advance? It’s essentially a short term loan that you borrow from your next paycheck or two. A company that offers this type of service verifies your age, employment, and checking account information. They can approve you for a loan and charge a modest interest rate as payment for the service they provide. The proceeds from the loan are deposited directly into your checking account, to be used any way you wish.
That last part is really important. The funds you receive from the advance are yours to do exactly what you need to do with them. You could:
- Finish your family’s weekly grocery shopping
- Buy that second pair of prescription glasses that your insurance doesn’t cover
- Purchase textbooks for next quarter’s classes
- Pay off an outstanding medical bill
- Place a security deposit on a new apartment
- Get an overdue oil change and maintenance check-up on your car
- Buy Christmas presents for your family
- Get a new computer so you can start telecommuting
- Pay the installation fees for a new Internet/television/telephone package for your home
- Help cover the cost of a relative’s surgery
- Take a much-needed weekend getaway
The possibilities are limitless. Unlike a traditional bank loan, where the borrower must disclose how they will be utilizing the funds, a cash advance grants you the ultimate in freedom and flexibility. Use the money however you like. Pay off your most pressing obligations or use the money to make a major purchase you’ve been contemplating for the last six months. Either way, this extra money gets the job done for you.
Payday Advance – how does it work?
By now you’re probably wondering about the details of how the cash advance really works. It’s actually very easy. You simply:
- Log on to any computer that has an Internet connection
- Fill out a brief online form with information like your name, address, income, and checking account
- Submit the form along with a small processing fee
- Wait for approval, which is usually instantaneous
- Receive the funds deposited directly into your checking account
- Use the money however you like: with your debit card, a check, or a withdrawal from an ATM
- Pay back the money within the next few weeks at a low, competitive interest rate
Unlike the usual bank or credit union loan, even people with badly bruised credit can easily qualify for a payday advance. Plus, there is no long, time-consuming form to be filled out and you won’t have to answer any personal questions like you would for a loan officer at a bank. There is not even a collateral requirement for this type of loan. Your next paycheck is the only collateral you need. Anyone who has waited through the arduous process of applying for a loan at a bank can attest to how difficult it can be to wait for approval and then be forced to wait for the funds to be distributed. Why not eliminate all of the stress and the waiting by getting a cash advance instead?
Another benefit of this type of loan is its short term nature. With traditional loans and credit cards, you take on a long term debt that can take months or even years to pay. In addition, you’re at the mercy of the exorbitant rates which are often charged by the banks and credit card companies. With a payday advance you’ll only need a few weeks to pay off your obligation and you do so at an interest rate that makes it easy to finish off your payments. We carefully monitor the interest rates charged by our competitors to make certain that we offer our customers the lowest rates around. You see, we like repeat business and the way we ensure that we earn your loyalty is by offering outstanding customer service, unbeatable rates, and the fastest turnaround time in the business.
A payday advance can easily set you on the road to financial freedom. We’ve all been awake in the middle of the night, distressed over our money problems at one point or another. Sometimes it seems like there’s no way to get ahead and no end to financial trouble in sight. Fortunately, there are options available that can offer you the best in speed and flexibility so you can improve your financial situation, practically overnight.
Payday Advance – How easy is it really?
Applying for a payday advance is easy. It only takes a moment to fill out the brief application form. Approval is nearly always instantaneous, and you’ll receive the money you need, in your checking account, within 24 hours of approval. There is no need to wait and worry over a credit check, or scramble to find suitable collateral to secure your loan. Why risk your assets if it isn’t strictly necessary? There is a better way, one which lets you hold on to your privacy and your dignity without sacrificing an inordinate amount of your time. Just fill out the form and you’re on the way to getting the money you need.